Franchise Finance Best Practices Webinar

Jessica SarterEvents

Financing for franchisees continues to be a headline issue impacting growth. Hear franchisors and lenders discuss best practices in franchise finance. Learn how brands – both small and large – drive growth through the financing process. The webinar provides a unique opportunity to hear directly from lenders who specialize in the franchise market – learn what they want to see in a franchise brand and borrower. The webinar is designed for senior franchise executives, lenders interested in franchise lending and current/prospective franchisees.



Barbara Arena, VP, Granite State Development Corp.
Barbara has been Vice President at Granite State Development Corporation since December 2010. GSDC is New England’s largest participant in the Small Business Administration (SBA) 504 loan program and #4 Nationally.
Barbara is responsible for developing business primarily in Massachusetts but is also authorized to work on projects in Maine, New Hampshire and Vermont. She brings 25 years of SBA lending experience, including a variety of other credit enhancement loan programs. She has extensive experience in structuring financing, particularly for complex transactions. Prior to joining GSDC she was with CIT Small Business Lending for 16 years and led a team of 12 sales people throughout the Northeast and managed franchise relationships including Dunkin Brands.

Richard Bradshaw, SVP and Head of SBA, TD Bank
Based in Greenville, S.C., Bradshaw manages TD Bank’s expanding SBA team in delivering competitively-priced, government-backed financing programs that help small businesses grow and succeed. He steers the bank’s efforts to achieve SBA portfolio growth and become a top SBA lender throughout the Maine to Florida footprint. TD Bank is currently the 7th largest SBA lender in the U.S. (as of September 30, 2012).
Bradshaw brings more than 20 years of experience in the lending field to TD Bank. Bradshaw came to the bank following his outstanding leadership at Carolina First, where he was instrumental in developing Carolina First’s successful SBA lending unit starting in Aug. 2009. Prior to his work at Carolina First, Bradshaw served as President at UPS Capital Business Credit in Atlanta, Ga. Under his direction, the company tripled SBA origination volume and moved from 45th to the 9th largest lender during the SBA’s 2008 fiscal year.
Bradshaw is a retired, highly decorated Commander in the U.S. Naval Reserve Intelligence Program, and served five years of active duty as a Captain in the U.S. Air Force. He is a graduate of the U.S. Air Force Academy with a Bachelor of Science Degree in Management and a Masters of Business Administration from Pepperdine University. He is currently on the Board of Directors for Greenville Literacy Association and NAGGL (National Association of Government Guaranteed Lenders).

Bill Chemero, EVP, Jake’s Wayback Burgers
William Chemero has served as Executive Vice President of Jake’s since October 2008. Prior to that William served as Vice President of Franchise Sales for Edible Arrangements International, Inc.

Dick Larsen, VP of Development/Financing, Papa Murphy’s Take ‘N’ Bake Pizza
Dick joined Papa Murphy’s as a Real Estate Manager working out of Rochester, MN in June, 1998. In February, 2002, he was promoted to Director of Development, assumed the added responsibility of construction project management, and transferred to NW Indiana. In February, 2005, he was promoted to Vice President, responsible for all real estate and construction in the eastern US. In January, 2012, Dick assumed responsibility for all store financing programs.
Prior to joining Papa Murphy’s, Dick worked in commercial real estate for several years in Rochester, MN. Before that he spent 25-years with IBM in a variety of locations and assignments from computer sales to new product development, where his focus was on strategic planning, product planning and competitive analysis. His last 12-years with IBM included a number of management positions.
Dick is a licensed Real Estate Broker and Certified Financial Planner.

Morgan has been Senior Vice President at Conestoga Bank since November 2009. Conestoga Bank is a privately owned community bank with 14 branches located in the Philadelphia area.
Morgan is responsible for developing the SBA Lending production primarily in the Mid-Atlantic region of Pennsylvania and its contiguous states but is also providing franchise financing outside of the Bank’s footprint. He brings over 20 years of commercial lending experience along with over 15 years of SBA lending experience utilizing the SBA’s 7a and 504 programs. Prior to joining Conestoga Bank he served as a consultant to the largest CDC in Pennsylvania. Morgan also previously managed SBA Lending for Sovereign Bank’s Mid-Atlantic region where he took SBA lending production from less than 10 loans annually to one of SBA’s top 25 lenders nationwide.