BoeFly Transactions

BOEFLY, LLC PRIVACY POLICY

BoeFly understands that privacy and data security are important concerns to every user and every business. Therefore, BoeFly has created this Privacy Policy in order to demonstrate our firm commitment to your privacy. The Privacy Policy below discloses our practices regarding information collection and usage solely for the web site and service located at www.BoeFly.com (the "Service").

By using or accessing the Service, you signify your agreement to be bound by our Privacy Policy. IF YOU DO NOT AGREE TO THIS PRIVACY POLICY YOU MAY NOT ACCESS OR OTHERWISE USE THE SERVICE.

PERSONALLY IDENTIFIABLE INFORMATION THAT WE COLLECT

We do not collect personally identifiable information from you on the Service unless you voluntarily provide it to us. You are required to submit certain personally identifiable information when you register on the Service, and at times in connection with the posting or retrieving of loans. The personally identifiable information which you may provide to us could include your name, email address, physical address, credit card number and other personal information.

NON-PERSONAL OR AGGREGATE INFORMATION THAT WE COLLECT

When you access our Service, we may automatically collect non-personally identifiable information from you, such as IP host address, web pages viewed, browser type, referring web site, usage and browsing habits on the Service and similar data. We may also aggregate demographic information collected from our users (such as the number of loans in a particular region or having particular characteristics).

In addition, we will collect non-personal information about the loans that you are seeking to obtain, make, buy or sell and other business information.

INFORMATION USAGE

We will only use your personally identifiable information as described below, unless you have specifically consented to another type of use, either at the time the personally identifiable information is collected from you or through some other form of consent from you or notification to you:

• We will use personally identifiable information to operate the Service and to provide you with the services that you have requested, such as in connection with posting a loan.
• We may use your personally identifiable information to respond to your inquiries or to send you emails from time to time.
• We may permit our vendors and subcontractors to access your personally identifiable information, but they are only permitted to do so in connection with performing services for us. They are not authorized by us to use the information for their own benefit.
• We may disclose personally identifiable information as required by law or legal process.
• We may disclose personally identifiable information to investigate suspected fraud, harassment or other violations of any law, rule or regulation, or the Terms of Service or policies for the Service.
• We may transfer your personally identifiable information in connection with the sale, merger or change of control of BoeFly or the division responsible for the services with which your personally identifiable information is associated.

Business information (such as the provider of a loan or details of a loan) will be handled in the same manner as personally identifiable information described above. However, you may have the ability to set certain permissions on the Service regarding who can view and access such business information.

Non-personal or aggregate information may be shared with any number of parties, provided that such information shall not specifically identify you.

COOKIES

"Cookies" are pieces of information that may be placed on your computer by a web site for the purpose of facilitating and enhancing your communication and interaction with that web site. Many web sites use cookies for these purposes. We may use cookies (and similar items such as clear gifs, web beacons, tags, etc…) to customize your visit to the Service and for other purposes to make your visit more convenient or to enable us to enhance our service. In addition, our advertisers and business partners may set cookies and similar items on your computer when you use our Service. You may stop or restrict the placement of cookies on your computer or flush them from your browser by adjusting your web browser preferences, in which case you may still use our Service, but it may interfere with some of its functionality. Cookies and similar items are not used by us to automatically retrieve personally identifiable information from your computer without your knowledge.

SECURITY

The security of your information is very important to us. We utilize industry-standard encryption via an SSL certification for storage of your information. However, due to the inherent open nature of the Internet, we cannot guarantee that communications between you and BoeFly or information stored on the Service or our servers will be free from unauthorized access by third parties such as hackers and your use of the Service demonstrates your assumption of this risk. We have put in place reasonable physical, electronic, and managerial procedures to safeguard the information we collect. Only those personnel who need access to your information in order to perform their duties are authorized to have access to your personally identifiable information. For more information on protecting your privacy, please visit www.ftc.gov/privacy.

YOUR DISCLOSURES IN PUBLIC FORUMS

You should be aware that information which you voluntarily include and transmit online in a publicly assessable forum, chat room or otherwise online may be viewed and used by others without any restrictions. We are unable to control such uses of your information, and by using such services you assume the risk that the information provided by you may be viewed and used by third parties for any number of purposes.

OTHER WEB SITES

As a convenience to you, we may provide links to third party web sites from within the Service. We are not responsible for the privacy practices or content of these third party sites. When you link away from our Service, you do so at your own risk.

COMMUNICATIONS WITH BOEFLY

By providing your email address to us, you expressly consent to receive emails from us. We may use email to communicate with you, to send information that you have requested or to send information about other products or services developed or provided by us or our business partners, provided that, we will not give your email address to another party to promote their products or services directly to you without your consent or as set forth in this policy.

You expressly agree that we are free to use any ideas, concepts, know-how, or techniques contained in any communication you send to us without compensation and for any purpose whatsoever, including but not limited to, developing, manufacturing and marketing products and services using such information.

CHANGES TO PRIVACY POLICY

We reserve the right, at our discretion, to change, modify, add, or remove portions from this Privacy Policy at any time. However, if at any time in the future we plan to use personally identifiable information in a way that materially differs from this Privacy Policy, we will post such changes here or otherwise inform you of such changes and provide you the opportunity to opt-out of such differing uses. Your continued use of the Service following the posting of any changes to this policy means you accept such changes.

OPT-OUT PROCESS

To opt-out of any future promotional messages from us, you should send an unsubscribe request to us at support@BoeFly.com. However, to opt-out of all messages from BoeFly, you must also terminate your account on the Service as set forth in the Terms of Service.

We will process your request within a reasonable time after receipt. However, we are not responsible for removing your personally identifiable information from the lists of any third party who has previously been provided with your information in accordance with this Privacy Policy or your consent.

TERMS OF SERVICE

This Privacy Policy, and the use of the Service, is subject to our Terms of Service.

UNITED STATES OF AMERICA

Our Service is maintained in the United States of America. By using the Service, you freely and specifically give us your consent to export your personally identifiable information to the USA and to store and use it in the USA as specified in this Privacy Policy.

CONTACT

For questions or concerns relating to Privacy Policy or your information, we can be contacted at: support@BoeFly.com.

EFFECTIVE DATE

This Privacy Policy was last updated on March 17, 2010